Loans / Auto
Drive Smarter with
4.99% APR Auto Loans
New, used, or refinance — get pre-approved today and walk into any dealership knowing you have the best rate.
Loan Features
Auto Loans Built for Veterans
Rates from 4.99% APR
Some of the most competitive auto loan rates available to veterans and military members.
New & Used Vehicles
Finance any new or used vehicle up to 10 years old with competitive rates on both.
Refinance Your Current Auto
Lower your existing auto loan rate and save hundreds per year by refinancing with us.
100% Financing Available
Finance the full purchase price including taxes and fees — $0 down required for eligible members.
Terms Up to 84 Months
Choose a repayment term that fits your budget, from 24 months to 84 months.
Same-Day Pre-Approval
Get a pre-approval letter in minutes so you can shop with confidence at any dealership.
Current Rates
Auto Loan Rate Table
| Vehicle Type | Term | Starting APR |
|---|---|---|
| New Vehicle | Up to 60 months | 4.99% APR |
| New Vehicle | 61–72 months | 5.49% APR |
| New Vehicle | 73–84 months | 5.99% APR |
| Used Vehicle | Up to 60 months | 6.49% APR |
| Used Vehicle | 61–72 months | 6.99% APR |
| Refinance | Any term | From 5.25% APR |
Rates shown for well-qualified borrowers. Your rate may vary based on credit, term, and vehicle age.
Get Pre-Approved in Minutes
No obligation. No impact on your credit score during pre-qualification. Shop with confidence.
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