Banking / Credit Cards
Earn Rewards with Every Purchase
No annual fee. No foreign transaction fees. 2% cash back on everything. Zero complexity.
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Most Popular
VetInsBank Rewards
2%cash back
Annual Fee
$0
APR
0% intro for 15 months
- ✓ 2% cash back on all purchases
- ✓ No annual fee ever
- ✓ 0% intro APR for 15 months
- ✓ No foreign transaction fees
- ✓ $250 welcome bonus after $1,000 spend in 90 days
Low APR
VetInsBank Platinum
1.5%cash back
Annual Fee
$0
APR
13.99–20.99% variable
- ✓ 1.5% cash back on all purchases
- ✓ Lowest APR in the portfolio
- ✓ No annual fee
- ✓ Free authorized user cards
- ✓ Cell phone protection up to $600
Premium
VetInsBank Elite
3%cash back
Annual Fee
$95
APR
19.99–27.99% variable
- ✓ 3% on travel & dining, 1.5% all else
- ✓ Priority Pass airport lounge access
- ✓ TSA PreCheck / Global Entry credit
- ✓ Concierge service 24/7
- ✓ $0 intro annual fee for Year 1
Card Benefits
Included on Every Card
🛡️
Fraud Protection
Zero liability on any unauthorized charges. We stop fraud before it starts with AI-powered monitoring.
🌍
No Foreign Fees
Use your card anywhere in the world with no surprise foreign transaction fees on any card.
📦
Purchase Protection
Eligible purchases covered for 90 days against damage or theft, up to $500 per claim.
✈️
Travel Insurance
Trip cancellation, lost luggage, and auto rental collision waivers included on all cards.
Apply in 60 Seconds
Instant decision for most applicants. No impact on your credit score during pre-qualification.
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