Banking
Banking Built Around Your Service
No fees, no minimums, no nonsense. Just banking that works as hard as you do.
Products
Choose the Right Account for You
From everyday spending to long-term savings, we have an account built for every financial goal.
Checking Accounts
Your everyday money, simplified
- ✓ No monthly fees
- ✓ Early paycheck (up to 2 days)
- ✓ Unlimited ATM fee reimbursements
- ✓ Free paper & digital checks
Savings Accounts
Earn 4.85% APY — no minimums
- ✓ 4.85% Annual Percentage Yield
- ✓ No minimum balance
- ✓ FDIC insured up to $250K
- ✓ Auto-save rules & goal tracking
Credit Cards
Rewards on every purchase
- ✓ 2% cash back on all purchases
- ✓ No foreign transaction fees
- ✓ 0% APR intro for 15 months
- ✓ No annual fee for members
Certificate of Deposit
Lock in guaranteed returns
- ✓ Up to 5.25% APY on 12-month CD
- ✓ Terms from 3 to 60 months
- ✓ FDIC insured, zero risk
- ✓ Auto-renew option available
Why VetInsBank?
Compare Us to Traditional Banks
| Feature | VetInsBank | Big Banks |
|---|---|---|
| Monthly Fee | Free | $12–$25/mo |
| Minimum Balance | None | $500–$1,500 |
| ATM Reimbursements | Unlimited | None |
| Savings APY | 4.85% | 0.01–0.50% |
| Foreign Transaction Fee | None | 3% |
| Early Paycheck | Up to 2 days | Standard only |
Platform Features
Everything You Need, Nothing You Don't
Mobile Banking App
Deposit checks, pay bills, and manage accounts from anywhere — iOS and Android.
Smart Alerts
Instant notifications for every transaction, low balance warnings, and fraud alerts.
60,000+ Free ATMs
Access any Allpoint ATM for free, plus reimbursements on all other ATM fees.
Bank-Grade Security
256-bit encryption, multi-factor authentication, and 24/7 fraud monitoring.
24/7 Support
Reach a live banking specialist any time via phone, chat, or secure message.
FDIC Insured
Every deposit insured up to $250,000. Your money is always protected.
Ready to Make the Switch?
Opening an account takes less than 5 minutes. No credit check required.
Open Your Free Account →