Banking / Checking
The Last Checking Account
You'll Ever Need
No fees, no minimums, no surprises. Free checks, free ATMs, and your paycheck in your hands up to 2 days early.
Features
What's Included
No Monthly Fees. Ever.
We've eliminated monthly maintenance fees. Keep every dollar you deposit.
Get Paid Up to 2 Days Early
When your employer sets up direct deposit, your paycheck arrives up to 2 days ahead.
Unlimited ATM Reimbursements
Use any ATM in the world. We reimburse all ATM fees automatically each month.
Free Checks Included
Order paper checks at no cost. Digital checks for bill pay are included too.
Mobile Check Deposit
Snap a photo of any check and deposit it instantly using our app.
Instant Transfers
Move money between your VetInsBank accounts instantly, 24/7.
FAQ
Common Questions
Is there a minimum opening deposit?
No. You can open a VetInsBank checking account with any amount — even $1.
Do you offer overdraft protection?
Yes. Link your savings account as overdraft backup at no cost. We also offer a $200 overdraft cushion for qualifying members.
Can I deposit cash?
Yes. Deposit cash at any Allpoint ATM or at 70,000+ Green Dot retail locations including Walmart and CVS.
Is the account FDIC insured?
Yes. All VetInsBank deposits are FDIC insured up to $250,000 per account.
How do I order checks?
Log in to Online Banking or the mobile app, go to Account Services, and order checks for free.
Open in Under 5 Minutes
No branch visit required. No credit check. Just a free account ready to use.
Get Started →