Banking / Certificates of Deposit

Up to 5.25% APY
— Guaranteed

Lock in a market-leading rate today. No surprises, no risk — just reliable, guaranteed growth on your savings.

Open a CD

Rates current as of today. Early withdrawal penalties apply. FDIC insured.

Current Rates

CD Rate Table

TermAPYMinimum
3 Months4.50%$500Open →
6 Months4.85%$500Open →
12 MonthsBest Rate5.25%$500Open →
18 Months5.00%$500Open →
24 Months4.90%$500Open →
36 Months4.75%$500Open →
48 Months4.60%$1,000Open →
60 Months4.50%$1,000Open →

Features

What Sets Our CDs Apart

🔒

Guaranteed Rate

Your rate is locked in at opening — market changes don't affect your return.

🏛️

FDIC Insured

Every CD insured up to $250,000. Zero risk of principal loss.

🔄

Auto-Renew Option

Set your CD to automatically renew when it matures at the then-current rate.

📊

CD Ladder Strategy

We'll help you build a ladder of multiple CDs so you always have funds available.

💸

Monthly Interest Payout

Opt to receive your earned interest monthly to your checking account.

🎖️

Military Bonus Rate

Active duty members receive an additional 0.10% APY on all CD terms.

Lock In Your Rate Today

Rates can change any time. Open a CD now to secure today's high rates for your full term.

Open a CD →