Banking / Savings

Earn 4.85% APY
— No Strings Attached

Industry-leading savings rates with no minimums, no fees, and no waiting. Your money works for you from day one.

Open Your Savings Account

APY as of today. Rates may change. FDIC insured.

Rates

Current Savings APY

4.85%
Standard Savings
Min Balance: $0

Best Rate

5.10%
Elite Savings (Active Duty)
Min Balance: $0
4.85%
Goal Savings
Min Balance: $0

Features

Built to Help You Save More

📈

4.85% APY

That's up to 40× the national average savings rate. Your money grows faster, automatically.

🎯

Savings Goals

Create multiple savings buckets — Emergency Fund, Vacation, New Car — and track progress in real time.

🔁

Auto-Save Rules

Round up purchases, save a % of each paycheck, or set fixed weekly transfers. Set it and forget it.

🚫

No Minimum Balance

Open and operate your savings account with as little or as much as you like.

🏛️

FDIC Insured

Every dollar insured up to $250,000 per depositor. Safe, always.

💱

Unlimited Transfers

Transfer between your savings and checking accounts anytime, instantly.

How Much Could You Earn?

With 4.85% APY, $10,000 grows to $10,485 after 1 year — that's $485 earned without doing anything.

Start Earning Today

Open in Under 5 Minutes

No branch visit, no paperwork. Start earning immediately after opening.

Open Savings Account →